Estimate your loan costs and key metrics for any private money deal. Adjust inputs and see results update in real time.
Enter your deal details below.
Metrics update as you type.
These figures are estimates for planning purposes only. Actual terms will be determined by the lender based on the full deal profile. Rates, points, and terms may vary.
Whether you're a first-time investor or a seasoned pro, these are the key metrics and factors that separate a strong deal from a risky one.
Lenders typically want to see an LTV at or below 75% and an LTC under 85%. Lower ratios mean more equity in the deal, which reduces risk for you and the lender.
Your After Repair Value should be backed by 3+ comparable sales within the last 6 months and 1 mile of the property. Inflated ARVs are the fastest way to lose money on a flip.
Always add a 10-15% contingency to your rehab estimate. Unexpected costs are the norm, not the exception. Get multiple contractor bids before committing.
Know exactly how you'll repay the loan before you take it. Whether it's a sale, refinance, or rental income, your exit strategy should have a defined timeline and backup plan.
Look for properties in markets with strong demand, job growth, and rising values. Avoid areas with high vacancy rates, declining populations, or excessive new inventory.
A good flip targets at least a 15-20% net profit after purchase, rehab, loan costs, holding costs, and selling costs. If the margins are thin, one surprise can wipe out your return.
Submit your deal for a personalized term sheet from our lending network.
Submit Your Deal